One of the key factors included in a credit score is called “credit utilization.” Credit utilization is the percentage of what you currently owe divided by your credit limits.

In simplest terms, credit is your ability to borrow money with the understanding that you'll pay it back later, typically with interest added on.

With tax season upon us, there are tax implications of working remotely that you may need to address.

Laying the groundwork to maximize your tax refund requires some simple tax planning and research.

Financial resolutions can be especially difficult to stick with because, like eating and exercising, our spending, saving and investing habits tend to be tied to our emotions more than our logic.

As the year winds down, there are still ways you may be able to reduce your tax liability.

Even on a budget, there are still a lot of creative ways to celebrate the season with friends and loved ones without going overboard or feeling like Ebenezer Scrooge.

As we say cheers to 91 years, we wanted to take this opportunity to share some ways that Pyramid has helped our members and our community thrive throughout the years!

Before you get settled in a comfy chair in front of the computer to start shopping, be sure to take some precautions to protect yourself and your finances.