Financial Wellness Blog

Credit Card Basics

Credit Card Basics

Getting your first credit card can be a major milestone and a useful financial management tool. If you’re just starting out, do some research and learn more about how to use credit responsibly.
The Benefits of Credit Limits

The Benefits of Credit Limits

One of the key factors included in a credit score is called “credit utilization.” Credit utilization is the percentage of what you currently owe divided by your credit limits.
March is National Credit Education Month

March is National Credit Education Month

In simplest terms, credit is your ability to borrow money with the understanding that you'll pay it back later, typically with interest added on.
Your Next Vehicle: To Buy or Lease?

Your Next Vehicle: To Buy or Lease?

If you’re in the market for a vehicle, one of your first decisions might be whether to buy new, buy used, or lease. There are lots of things to consider, including cost, driving habits, and personal preference.
Check Your Credit Report Regularly

Check Your Credit Report Regularly

Now more than ever, it’s important to check your financial accounts and credit reports regularly. For most people, managing finances is business as usual with no surprises. But sometimes mistakes happen.
Putting Your Home's Equity to Work

Putting Your Home's Equity to Work

If you’re a homeowner, you could be sitting on a great source of low-cost funds for home improvement projects or other expenses.
Should You Refinance Your Mortgage?

Should You Refinance Your Mortgage?

With mortgage interest rates reaching historic lows, many homeowners are taking advantage of this opportunity to refinance their current home loan.
The Convenience of Credit

The Convenience of Credit

A credit card is a convenient payment option that allows you to purchase necessary items now and pay later.
Do You Know Your Credit Score?

Do You Know Your Credit Score?

A credit score helps lenders, like Pyramid, predict how likely you are to pay back a loan on time.