INDIVIDUAL RETIREMENT ACCOUNT (IRA) SAVINGS

Pyramid Federal Credit Union offers a wide range of Individual Retirement Accounts including Traditional, Roth, and Coverdell Education Savings Accounts. It's never too soon to plan for retirement and a Pyramid IRA is a great way to start.

TRADITIONAL vs. ROTH IRA
Pyramid Federal Credit Union offers both Traditional and Roth IRAs. What’s the difference? A Traditional IRA is tax-deferred, meaning whatever you contribute is deductible form your annual income tax. With a Roth IRA, you still pay your annual income tax in full. But, funds can be withdrawn tax-free once you reach a predetermined retirement age. Consult a tax advisor to see which account could help you save!

Traditional and Roth IRAs  Traditional IRAs Roth IRAs Transfers, Rollovers, and Conversions
IRA and Retirement Plan Distributions Coverdell ESAs Retirement Plans  SEP, Simple IRA, and Individual (k) Plans

Don't let it go another year. Get started now and we'll help you set up a program that works for you! Not sure which IRA is right for you? Give us a call or download our IRA brochures.

*Consult your tax advisor regarding deductibility, contribution limits and withdrawal requirements