Loan & Mortgage Rates

VEHICLE LOAN RATES
(New & Used) As Low As:
APR* Term
2.35%** up to 36 Months
2.65%** up to 48 Months
3.05%** up to 60 Months
3.55%** up to 72 Months
4.15%** up to 84 Months
MOTORCYCLE LOAN RATES
(New & Used) As Low As:
APR* Term
4.75%** up to 36 Months
5.00%** up to 60 Months
5.50%** up to 72 Months
6.50%** up to 84 Months
ATV LOAN RATES
As Low As:
APR* Term
5.50%** up to 36 Months
6.00%** up to 48 Months
6.50%** up to 60 Months
PERSONAL & PROMOTIONAL LOAN RATES
As Low As:
APR* Term
9.25%** up to 12 Months
9.50%** up to 24 Months
10%** up to 36 Months
10.50%** up to 48 Months
11.25%** up to 60 Months
LINES OF CREDIT & VISA CREDIT CARD RATES
As Low As:
APR* Product
8.75% variable Pyramid Platinum Visa Card
12.00% variable Pyramid Cash Back Visa Card
11.50% Personal Line of Credit
SHARE & CERTIFICATE SECURED LOAN RATES
As Low As:
APR*
3.00% above your current dividend rate

1ST MORTGAGE
For current rates and terms on 1st Mortgages contacting us at (520) 795.7950 or visit our 1st Mortgage partner Centennial Lending for more information.

 

FASTRACK MORTGAGE REFINANCE
Rate Fixed Rate as low as 3.00%
Term Up to 15 years
Payment Principal and Interest
Loan to Value Up to 75% - Restrictions Apply
   
2ND MORTGAGE
Rate Fixed Rate as low as 5.00%
Term up to 10 Years
Payment Principal and Interest
Loan to Value Up to 85%
   
HOME EQUITY LINE OF CREDIT(HELOC)
Rate Variable Rate as low as 5.50%
Index / Base Rate WSJ Prime Rate
Current Base Rate (as of 1/1/2019) 5.00%
Term 5 year draw period followed by a 15 year payback period
Payment Interest only during draw period, Principal & Interest during payback period
Loan to Value Up to 85% - Restrictions Apply
SECOND MORTGAGE & HOME EQUITY LINE OF CREDIT (HELOC)
Options & Estimated Fees - Updated 10/1/2019
Origination Fee ½ Percent if the total amount of loan
Title Insurance Policy Premium varies with loan amount. Required for all loans.
Appraisal Fee/ Value Check (if
applicable)
$400.00-$650.00 in Tucson/ $50.00 (Value Check)
Recording Fees $30.00 per document + mailing costs
Flood Determination $15.00
Property Tax Service $75.00
Escrow Fee Check with Escrow Officer
Processing Fees (if applicable) Up to $300.0
 

Rates quoted are best possible rate. Your rate may be higher depending on your credit history and the age of your vehicle.  *APR = Annual Percentage Rate. **Includes .25% Member Rewards rate discount for automatic loan payment and eStatements. Rates are subject to change at any time.

For HELOCs opened with at least a $10,000 initial advance and repaid over a minimum of three (3) years after opening, we may pay your mortgage fees to Pyramid Federal Credit Union as well as third party fees on your behalf. Such HELOCs must also remain open for a minimum of three (3) years, or the fees will be applied to the payoff balance.