Pyramid’s Visa Credit Card program gives you the benefits and buying power you want with a low rate!

Credit cards can be a convenient way to pay for purchases and build a credit history. But you should only carry cards you can trust. Get the credit card you deserve, and enjoy worldwide acceptance and Visa zero liability fraud protection!

Please note that we will not be accepting loan applications for non-members at this time.

PLATINUM VISA

PFCU_Visa_Cactus.pngLooking for a credit card that actually saves you money? The Pyramid Platinum Visa card has one of the lowest rates around.
•    Low Introductory rates for the first 6 months
•    No Annual Fee
•    EMV chip technology for added security
•    No Over Limit Fees
•    One low rate for purchases, cash advances and balance transfers
•    Secured Visa available to establish or rebuild credit

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Interest Rates & Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances Platinum
4.99% introductory APR for 6 months, after that, your APR will be 13.99%. This APR is a fixed rate.
Credit Builder
17.99%
This APR is a fixed rate.
Minimum Payment Due 2% or $25.00 whichever is more
How We Calculate Your Balance We use a method called "average daily balance (including new purchases)"
How to Avoid Paying Interest on Purchases Your due date is 28 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. If you are charged interest the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Fees
Annual Fee None
Late Fee $25.00
Returned Payment Fee $25.00
Returned "Credit Card Check" $25.00
Balance Transfer Fee 1% of the balance transfer amount
Cash Advance Fee 1% of the cash advance amount

You'll save with 6 months of low intro rates, no annual fees and no over limit fees. Apply online, download an application, call or stop by to start saving, today!

Transfer higher rate credit card balances and save!

How long will it take to payoff my credit card?

Lost or Stolen Credit Card
If your credit card was lost or stolen, please call us at (520) 795.7950 or (800) 947.9726 during business hours. After hours call 1(888)241.2510
Card Security Calls: We may call you from area code 781 to verify charges.
Card Security Call Back: (866) 661.4232