Savings Rates

Member Share, Smart Money & Member Defined savings accounts

(An average daily balance of $100 is required to earn dividends) 

Dividend Rate*   APY**
.05% .05%

 

Money Market account

(Dividend rate is based on the average daily balance) 

              Dividend Rate*   APY** 
$1,000 to $9,999.99 .10%  .10%
$10,000 to $24,999.99          .10% .10%
$25,000 to $89,999.99   .15% .15%
$90,000 to $174,999.99 .20% .20%
$175,000 and up   .25% .25%
     

**APY=Annual Percentage Yield. 

Individual Retirement Accounts (IRA)

           Dividend Rate*   APY**
Up to $10,000 .25% .25%
$10,000.01 to $20,000           .30% .30%
Over $20,000 .35% .35%

 

Share Certificates

(A minimum of $500 is required to establish a share certificate)

Term                                     Dividend Rate*  APY**
6 Month .25%  .25%
1 Year .35% .35%
2 Year .70% .70%
3 Year   .90% .90%
4 Year 1.15% 1.15%
5 Year   1.45% 1.45%

 

**APY=Annual Percentage Yield. 

*Dividend Rates & Annual Percentage Yields (APY) are variable rates. Dividends are based on Pyramid FCU's earnings at the end of a dividend period and are approved by the board after the fact. They cannot be declared in advance. Rates and terms are subject to change at any time. Please contact Pyramid FCU for further information.

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