Savings Rates

Member Share, Smart Money & Member Defined savings accounts

(An average daily balance of $100 is required to earn dividends) 

APR*                            APY**
.05% .05%

 

Money Market account

(Dividend rate is based on the average daily balance) 

              Dividend Rate           APY** 
$1,000 to $9,999.99 .10%  .10%
$10,000 to $24,999.99          .10% .10%
$25,000 to $89,999.99   .15% .15%
$90,000 to $174,999.99 .15%  .15%
$175,000 and up   .20% .20%
     

*APR=Annual Percentage Rate. APY=Annual Percentage Yield. 

Individual Retirement Accounts (IRA)

           Dividend Rate              APY**
Up to $10,000 .25% .25%
$10,000.01 to $20,000           .30% .30%
Over $20,000 .35% .35%

 

Share Certificates

(A minimum of $500 is required to establish a share certificate)

Term                                     APR*                APY**
6 Month  .18%  .18%
1 Year .27% .27%
2 Year .55% .55%
3 Year   .75% .75%
4 Year .90% .90%
5 Year   1.20% 1.20%

 

*APR=Annual Percentage Rate. APY=Annual Percentage Yield. 

Rates quoted are best possible rate. Your rate may be higher depending on your credit history.*APR = Annual Percentage Rate. **You must register and receive Estatements to receive our best possible rates.

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